My goal is to save 6,000 dollars over the next 12 months, no holds barred. That means putting away 500 dollars a month. It might not seem like a lot of money to most people, but it is a lot of money to me. I am always on a shoe-string budget!
So, in order to accomplish this, I am going to continue to cook meals at home when I am not traveling and to bring meals with me when I am. Food is my biggest, and usually, only expense (outside of bills and gas).
I think this goal is quite achievable. It will just take a lot of discipline.
I've also upped my 401K contribution from 3% to 5% a paycheck. Every little bit counts.
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2 comments:
Excellent goal! See -this is what I meant by paying yourself first. Y.
Eating out is the easiest thing to start controlling in a personal budget. It akes discipline, but it helps save a lot of money. Good for you on increasing your 401K, too. Retirement may seem a long way off, but it's the guys who start saving early that get to retire early.
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